• 3171 Mercer University Drive Macon, GA 31204
    Store Hours: Mon - Fri 9am to 6pm Sat 9am to 4pm

    • Howards Pawn and Jewelry Gun Shop Macon, GA

    Are you looking for a premium selection of firearms, jewelry, and collectibles? Howards Pawn and Jewelry has what you need.

    Pawn

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    Perry Pawn Patrons Drive into Macon to Pawn

    Per­ry pawn patrons often come to Macon for the best pawn loans. When you have an engage­ment ring you do not wear any­more, why not turn it into cash. You may be sur­prised how much cash it is worth. Every­body in Per­ry loves Howard’s Pawn & Jew­el­ry. And they have a good rea­son. The famous down­town Macon pawn shop is the best place to pawn in Mid­dle Geor­gia. Times are noth­ing if not crazy, so whether you need cash now or not, tomor­row is anoth­er day. Any­thing can hap­pen and hav­ing some finan­cial wig­gle room is always a good thing. Per­ry pawn cus­tomers can get more for an engage­ment ring in Macon at Howard’s Pawn & Jewelry.

    perry-pawnAn Engagement Ring Equals Fast Cash

    What usu­al­ly hap­pens to an engage­ment ring when the mar­riage does not hap­pen? In the old­en days, one per­son would typ­i­cal­ly buy an engage­ment ring and pur­pose mar­riage to some­one. The typ­i­cal engage­ment ring eti­quette was that the engage­ment ring would return to the ring giv­er in two cas­es. The ring goes back when the breakup is mutu­al and when the engage­ment ring receiv­er calls off the nup­tials. On the oth­er hand, if the per­son who buys the ring and calls off the mar­riage, they go with­out the ring. But these are the engage­ment prac­tices of yes­ter­year. Things are dif­fer­ent now, and there are all sorts of rea­sons you may have an old engage­ment ring in a draw­er some­where in Per­ry, GA.

    Perry Pawn Patrons Use Engagement Rings as Collateral

    Do you want to pay down debt, start an emer­gency fund, or remod­el your home? Unfore­seen med­ical bills or home repair expens­es may have you search­ing for fast cash. That engage­ment ring you have not worn in years can be your gold­en tick­et. No mat­ter what finan­cial goal you have, an engage­ment ring can be a good form of col­lat­er­al. You can get a col­lat­er­al loan eas­i­ly with a dia­mond engage­ment ring.

    Pawn Loans Are Collateral Loans

    A col­lat­er­al loan is a loan where you receive mon­ey based on the val­ue of a spe­cif­ic asset you own. Finan­cial insti­tu­tions and banks offer col­lat­er­al loans typ­i­cal­ly called secured loans. For a secured loan, the bor­row­er uses a house or car as col­lat­er­al mak­ing the loan less risky for the lender. Oth­er unse­cured loans are not col­lat­er­al-based and are based on your cred­it­wor­thi­ness. A pawn loan is a type of col­lat­er­al loan. Per­ry pawn reg­u­lars know pawn­ing is easy. You bor­row cash based on the val­ue of an asset. In turn, the pawn shop holds your asset, like an engage­ment ring, as col­lat­er­al until you repay the loan. If you choose not to repay the pawn loan, you give up your col­lat­er­al. But the cash is yours to keep. No has­sle. No cred­it checks. Just instant cash. Done and done.

    Howard’s Pawn & Jewelry Welcomes New Customers

    Get­ting a pawn loan at a pawn shop is one of the eas­i­est ways to get fast cash. It is an ancient way for peo­ple to get cash loans out­side of the bank­ing indus­try. Bank loan approvals can take weeks or longer. Not the case with cash pawn loans. The com­plete process takes about thir­ty min­utes. If you usu­al­ly are a Per­ry pawn shop cus­tomer, see what you can get in Per­ry. Then take your col­lat­er­al to Macon. March straight into Howard’s Pawn & Jew­el­ry with your engage­ment ring for a bet­ter deal. What have you got to lose?

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    Local Warner Robins Pawn Shop Customers Love Howard’s

    Local Warn­er Robins pawn shop shop­pers say Howard’s Pawn & Jew­el­ry is the place to shop for jew­el­ry. Does that sur­prise you? Skip the mall jew­el­ry stores, big-box jew­el­ry store chains, and online rip-off jew­el­ry web­sites. These out­fits sell at super high prices and deliv­er extra­or­di­nar­i­ly lit­tle cus­tomer ser­vice. Why pay more and get less? We invite the best local Warn­er Robins pawn shop cus­tomers to come shop in Macon.

    New Is Not Always Better

    While there are loads of peo­ple out there that swear buy­ing new is best, think twice before you buy that. Adver­tis­ers spend moun­tains of cash try­ing to con­vince new is always bet­ter. That is not always the case. Every­body knows how much the val­ue of a new car depre­ci­ates the sec­ond you dri­ve it off the lot. The same goes for many oth­er pur­chas­es. How­ev­er, when you buy some things used, pre-owned, or pre-loved, like jew­el­ry, you can come out on top. What bet­ter place to shop than a local Warn­er Robins pawn shop? Down­town Macon of course, at Howard’s.

    We Have A Wide Selection

    local-warner-robbins-pawn-shop

    When you shop at a local Warn­er Robins pawn­shop, you are just a short dri­ve away from the best deals. Come to Howard’s Pawn & Jew­el­ry to go on a trea­sure hunt. The jew­el­ry selec­tion is wide. You may find some­thing rare, one-of-a-kind, hand­made, or antique. Find­ing unique jew­el­ry that fits your style per­fect­ly is eas­i­er at a pawn shop than at chain jew­el­ry retail­ers. You may be sur­prised at the cool finds await­ing you. Rather than going to at your local Warn­er Robins pawn shop, come to Macon for the best jew­el­ry selec­tion. You can expect to find the fol­low­ing types of jew­el­ry and watch­es at our pawn shop:

    • Fine Jew­el­ry
    • Estate Jew­el­ry
    • Antique Jew­el­ry
    • Dia­monds
    • Engage­ment Rings
    • Wed­ding Sets
    • Rolex Watch­es
    • Omega Watch­es
    • Sap­phire Jewelry
    • Rubies
    • Emer­ald Jewelry
    • Gold Chains
    • Plat­inum Jewelry
    • Men’s Rings
    • Ear­rings
    • Pen­dants
    • Mod­ern Jewelry
    • Neck­laces
    • Bracelets
    • Din­ner Rings
    • Promise Rings
    • Eter­ni­ty Bands
    • Anniver­sary Rings
    • Wed­ding Bands
    • Hoop Ear­rings
    • Dia­mond Studs

    Some Local Warner Robins Pawn Shop Customers Have Questions

    Whether you are a jew­el­ry expert or not, ask ques­tions.  At Howard’s Pawn & Jew­el­ry, we wel­come the best local Warn­er Robins pawn shop shop­pers because we have great cus­tomer ser­vice. You can ask us all about the piece of jew­el­ry you want to buy. We may have details about the his­to­ry of cer­tain pieces so ask away. You can inquire about the mate­ri­als, qual­i­ty, val­ue, clean­ing, or any­thing else. We are here to help you find a piece of jew­el­ry you love for a great price. Before we put any jew­el­ry for sale on our show­room floor, we inspect it care­ful­ly. All jew­el­ry is in new or like-new con­di­tion. Unless it would decrease the val­ue of a piece, we clean it and make repairs when nec­es­sary. The type of jew­el­ry repairs we make include:

    • Weak clasp tightening
    • Repair of bro­ken chain links
    • Tight­en­ing of loose prongs
    • Straight­en­ing of twist­ed or bent prongs
    • Repair loose stone settings
    • Buff­ing out of scratches

    Attention Local Warner Robins Pawn Shop Patrons

    Here our only goal is to help you find the jew­el­ry that makes you hap­py. Our inven­to­ry changes dai­ly, so stop by often. You are bound to find some­thing you love. We stay stocked up with pre­mi­um jew­el­ry for you to browse through. Whether you want to pawn a piece of jew­el­ry, trade up, or buy some­thing we are here to help you. To get your jew­el­ry shop­ping start­ed, vis­it us today. When you are look­ing for the best pawn shop — look no fur­ther than 3171 Mer­cer Uni­ver­si­ty Dri­ve in Macon, Geor­gia. Come by today! Call Howard’s Pawn & Jew­el­ry at 478–743‑5727 for more infor­ma­tion anytime.

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    Before You Pawn in Warner Robins

    Pawn in Warn­er Robins when a finan­cial dis­as­ter hap­pens to you. Finan­cial emer­gen­cies come in var­i­ous forms at can strike at any time. And being finan­cial­ly pre­pared is not always the case. Whether it is car repairs, med­ical bills, or some­thing else, it is over­whelm­ing when you come up short. You may have nowhere to turn. But do not feel alone. Thou­sands of peo­ple every month are des­per­ate to get quick cash. If you do not know what to do, your local pawn shop is a good place to start. But why pawn in Warn­er Robins? In Macon, Howard’s Pawn & Jew­el­ry is one of the best places that you may want to consider.

    pawn-warner-robbinsWhen you need to pawn in Warn­er Robins, make a short dri­ve to Howard’s Pawn & Jew­el­ry. We will be hap­py to help you in down­town Macon. Sup­pose you have valu­able guns, gold jew­el­ry, or coins. These items can help you get the cash you need. A pawn loan is an easy way to make ends meet. Read on to find out why peo­ple who pawn in Warn­er Robins love us so much.

    No Credit Check

    Any bank or oth­er finan­cial orga­ni­za­tion runs a cred­it check when you apply for a loan. As you prob­a­bly already know, bad cred­it is not good. Most like­ly, your approval chances for a loan of any size are slim with a low cred­it rat­ing. The same is true if you have no cred­it his­to­ry or a bank­rupt­cy on your cred­it report. If you have bad cred­it and need quick cash for an emer­gency, for­get about con­ven­tion­al loans. How­ev­er, for a pawn loan in Warn­er Robins or Macon, there is no cred­it check.

    Pawn Valuable Collateral for Cash

    At Howard’s Pawn & Jew­el­ry, your cred­it score is your busi­ness. Get the cash you need when you pawn in Warn­er Robins with the worst cred­it score pos­si­ble. Good cred­it, bad cred­it, no cred­it, or bank­rupt­cies make no dif­fer­ence. No cred­it check is required. You get the cash that you need with or with­out a job, too. Do now wor­ry about employ­ment here. To qual­i­fy for a pawn loan in the Warn­er Robins area, all you need is col­lat­er­al. A col­lat­er­al item is some­thing of val­ue that you own. The val­ue of your col­lat­er­al will deter­mine how much cash you will get from the pawn shop.

    Loan Terms Without ‍Surprises

    Before you take out a loan with a bad cred­it finance com­pa­ny, online pay­day lender, or a title loan busi­ness, think twice. Many peo­ple get whopped with huge finance charges and impos­si­ble to repay terms. The pawn indus­try is heav­i­ly reg­u­lat­ed and must obey strict guide­lines and laws when it comes to pawn loans. Over­all, get­ting a pawn loan is more afford­able when you need fast cash. Online lenders and oth­ers are not as trans­par­ent when it comes to their loan terms. At Howard’s Pawn & Jew­el­ry, you can be sure about the terms of your pawn loan. And there are no hid­den fees or sur­prise charges.

    Pawn in Middle Georgia for Instant Cash

    Unlike the con­ven­tion­al loan process that takes weeks, with a pawn loan, you get instant cash. Once the pawn shop eval­u­ates your col­lat­er­al, they will make you an offer. If you accept the offer, the pawn shop will hold your item and give you instant cash. There are no cred­it checks, no bank accounts nec­es­sary, and no proof of employ­ment require­ments to pawn in Warn­er Robins, Macon, or oth­er areas.

    ‍No Impact on Your Credit Score

    When you pawn, it does not ruin your cred­it. We all get loans think­ing that we will pay them back. But some­times pay­ments are late or not made at all. With home mort­gages, car loans, and cred­it card pay­ments, this can send your cred­it score into the toi­let. But remem­ber, at a pawn shop, your cred­it is your busi­ness. Late pay­ments or missed pay­ments will nev­er bring down your cred­it score. When you pawn with us, it does not impact your cred­it rat­ing at all.

    Quick and Easy Money

    If you are look­ing for a pawn shop that will wel­come you, Howard’s Pawn & Jew­el­ry the one. You can get top dol­lar for your gold, dia­mond jew­el­ry, firearms, and more in less than 10 min­utes. For more than 30 years, we have ser­viced the res­i­dents of Warn­er Robins. Con­nect with us to learn more about our pawn loans. We are ready to make you anoth­er 100% sat­is­fied cus­tomer. Call 478–743-5727.

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    Pawn­ing jew­el­ry in Macon for a quick loan is an easy way to get fast access to the cash you need. Pawn­ing jew­el­ry at Howard’s Pawn & Jew­el­ry might be the option for you. The best thing about pawn­ing jew­el­ry is that you can get your jew­el­ry back when you pay your loan back on time. It is a win-win. You can get the mon­ey you need and get your jew­el­ry back.

    How much money do you need?

    Before you go into a Macon pawn shop ready to pawn jew­el­ry, fig­ure out how much mon­ey you need to bor­row. Know­ing how much cash you need to make ends meet before you go to the pawn shop is impor­tant. When you know how much you want for your jew­el­ry, Howard’s Pawn & Jew­el­ry will be bet­ter able to help you achieve your goal.

    pawning-jewelry-macon

    What jewelry are you interested in pawning?

    Sup­pose you have sev­er­al pieces of jew­el­ry that you might want to pawn. It helps to pri­or­i­tize which jew­el­ry you want to pawn first. You might not want to pawn sen­ti­men­tal pieces first. At the same time, oth­ers may pick jew­el­ry to pawn based on its pawn val­ue. Whether the sen­ti­men­tal val­ue or the pawn val­ue means more to you, of course, is up to you to decide.

    What is your jewelry worth?

    When pawn­ing jew­el­ry in Macon at Howard’s Pawn & Jew­el­ry, you will get a free appraisal of your items. For a pawn loan, the help­ful staff will need to estab­lish the val­ue of your jew­el­ry. Here is where the free eval­u­a­tion comes into play. An appraisal is a nec­es­sary part of the jew­el­ry pawn­ing process. It comes with no oblig­a­tion. The infor­ma­tion you get about your pieces will help you under­stand what your jew­el­ry is worth. You can use this expert eval­u­a­tion to assist you with your jew­el­ry, no mat­ter what you decide to do with it.

    Why should you know what your jewelry is worth?

    When you know the val­ue of your pieces of jew­el­ry, you are at an advan­tage. The advan­tages are sev­er­al. You can select the jew­el­ry you are will­ing to pawn. On top of that, you can bet­ter pre­pare for the amount the pawn shop offers. You may not fore­tell exact­ly how much mon­ey you will get, but you will have a much bet­ter idea. Once you know what your jew­el­ry is worth, you can move ahead, pawn­ing jew­el­ry in Macon with confidence.

    How much time does it take to pawn jewelry in Macon?

    Pawn­ing jew­el­ry in Macon will take less time than you think. It only takes about ten min­utes at the least. And typ­i­cal­ly, no more than thir­ty min­utes to pawn jew­el­ry at Howard’s Pawn & Jew­el­ry. You will need to bring valid iden­ti­fi­ca­tion with you. Howard’s Pawn & Jew­el­ry pays imme­di­ate cash the same day as your pawn. That means that you can get a cash pawn loan for your jew­el­ry fast.

    What type of jewelry is the best to pawn?

    Gen­er­al­ly, ster­ling sil­ver, gold, and plat­inum jew­el­ry are the best to pawn—rings, chains, pen­dants, bracelets, and ear­rings with dia­monds or gem­stones or with­out. You can also pawn high-end watch­es at the Best of The Best Pawn­shop 2020 Win­ner, Howard’s Pawn & Jew­el­ry. Find out why this local pawn shop is the best place to pawn a Rolex in Macon.

    What other Macon pawnshop tips can you share?

    Here are a cou­ple more tips that will help any­one pawn­ing jew­el­ry in Macon.

    • Know what your jew­el­ry is worth.
    • Make your jew­el­ry look as good as possible.
    • Bring the orig­i­nal receipt, box, papers, war­ran­ty, GIA Cer­ti­fi­ca­tion, appraisal, and any­thing oth­er extras with you.
    • You can nego­ti­ate if you do it politely.
    • Pawn or sell jew­el­ry for cash on the spot or make a trade.
    • When you are look­ing for the best of the Macon pawn­shops — look no fur­ther than 3171 Mer­cer Uni­ver­si­ty Dri­ve in Macon, Georgia.
    • Come by today!
    • Call Howard’s Pawn & Jew­el­ry at 478–743‑5727 for more infor­ma­tion anytime.

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    Do You Need Quick Cash In Macon?

    You may be won­der­ing how to get cash in Macon with­out a job. If you are, you are not alone. Many peo­ple in Macon and through­out Mid­dle Geor­gia are unem­ployed or under-employed at this time. Unfor­tu­nate­ly, being job­less does not stop bills from com­ing or expen­sive emer­gen­cies from hap­pen­ing. So, what can you do when you need cash in Macon asap to stay afloat? Banks, cred­it unions, and oth­er tra­di­tion­al finan­cial avenues typ­i­cal­ly do not loan cash in Macon to peo­ple with­out jobs.

    cash-macon

    Is Proving Creditworthiness Challenging?

    More­over, tra­di­tion­al finan­cial insti­tu­tions also rely on cred­it scores to prove cred­it­wor­thi­ness. One real finan­cial mis­step or mis­take on a cred­it report can ruin the best cred­it score in a hur­ry. The recent eco­nom­ic hard­ships have touched every­one across the state. Where can you turn when you need a cash loan now? Whether you have lost a once steady job or are try­ing to keep your busi­ness open, where can you go for help today?

    No Credit Check At Howard’s

    Howard’s Pawn & Jew­el­ry is ready to lend you cash in Macon when once free-flow­ing funds dry up. Do not wor­ry about your cred­it score. It does not mat­ter if it dips to a trou­bling lev­el. With us, your cred­it score is your busi­ness. We nev­er check your cred­it or use your cred­it score to estab­lish your cred­it­wor­thi­ness. And we do not require that you have a cur­rent job. At Howard’s Pawn & Jew­el­ry, we pro­vide same-day quick cash loans backed by your collateral.

    How Do Our Pawn Loans Work?

    • You bring any item of val­ue to us.
    • We appraise your valu­able item.
    • In turn, we make you a no-oblig­a­tion offer.
    • If you accept our offer, you can walk out with cash in Macon in about thir­ty minutes.
    • We hold your item on a pawn loan in safe­keep­ing until the time that agreed-upon loan terms are sat­is­fied and you pay the loan in full.
    • If you do not accept our offer, our expert appraisals are always free, so we will appraise your items no mat­ter what.
    • Because a pawn loan is a col­lat­er­al-based loan, based on the pledged col­lat­er­al val­ue deter­mines the loan amount.

    Expect Award-Winning Customer Service From Us

    We intend to win your loy­al­ty and make you a life­time return cus­tomer with our award-win­ning cus­tomer ser­vice. Our aim is nev­er to keep your items. You do, how­ev­er, always retain the option not to pay back the loan at all. In that case, we retain your item, hold­ing own­er­ship to resell it. All you need to do to get cash in Macon with­out a job is to bring in an item of val­ue and valid iden­ti­fi­ca­tion to our pawn shop. We take pride in mak­ing gen­er­ous offers to our cus­tomers. That is why we have so many loy­al long­stand­ing customers.

    Get Cash in Macon From Our Friendly Staff

    We take in var­i­ous valu­able items as col­lat­er­al, includ­ing gold, cer­ti­fied dia­monds, Rolex watch­es, coins, firearms, musi­cal instru­ments, and tools. Our pawn loan process is fast and easy. There is no cred­it check and no lim­it to how much you can bor­row. The knowl­edge­able team of pro­fes­sion­als at Howard’s Pawn & Jew­el­ry wants to help you get cash in Macon that you need when you need it. Come by our shop down­town and meet our friend­ly staff.

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    Do you want to pawn a Rolex in Macon? 

    Before decid­ing to take your Rolex to a local pawn shop, you have some work to do. Take some time to put in a lit­tle work before you pawn a Rolex in Macon. Read on to get famil­iar with the best prac­tices that will help you pawn a Rolex in Macon with­out get­ting ripped off.

    pawn-rolex-macon

    Where is the best place to pawn a Rolex in Macon? 

    When you pawn an asset, like a Rolex watch, you want to get the best deal. But what can you do to ensure you get the most pawn val­ue? It would be best if you found a pawn­shop with a long­stand­ing rep­u­ta­tion in the com­mu­ni­ty. A shop known for excel­lent cus­tomer ser­vice and repeat busi­ness is an excel­lent place to start. There is such a place in Macon. Look to the local favorite and the Best of The Best Pawn­shop 2020 Win­ner. Howard’s Pawn & Jew­el­ry holds this pres­ti­gious hon­or for ten of the past eleven years. Known for decades to give fair deals, it is obvi­ous that the best place to pawn a Rolex in Macon is Howard’s Pawn & Jew­el­ry. 

    Do you know what your Rolex is worth? 

    When buy­ing, sell­ing, or pawn­ing a used Rolex, it helps to know what the watch is worth. Many fac­tors fac­tor into the val­ue of a pre-owned Rolex. These include Brand, Mod­el Num­ber and Ser­i­al Num­ber, Dial, Mate­ri­als, Box and Papers, Mar­ket Val­ue, Con­di­tion, and Rolex Move­ment. The leg­endary watch­mak­er Rolex is one of the most well-respect­ed brands glob­al­ly, so the brand adds to resale val­ue. The mod­el num­ber and the ser­i­al num­ber of a Rolex are on the watch case where the bracelet con­nects at the 12 o’clock and 6 o’clock posi­tions. These num­bers indi­cate the type of watch, bezel, and mate­ri­als of the watch. The mate­ri­als of the case, bracelet, dial, and bezel are part of a pre-owned Rolex’s over­all val­ue.  

    Have you considered these factors?

    Whether a Rolex has a dia­mond dial or oth­er fac­to­ry gem-encrust­ed ele­ments can sig­nif­i­cant­ly add to the val­ue when you pawn a Rolex in Macon. Any pre-owned Rolex with box and papers has a lev­el of authen­tic­i­ty that adds to the pawn val­ue. The recent­ly sold prices of com­pa­ra­ble Rolex watch online also helps estab­lish cur­rent mar­ket val­ue. The con­di­tion of a Rolex is anoth­er fac­tor that informs its pre-owned resale val­ue. Ascer­tain The con­di­tion of the crys­tal, bracelet, bezel, clasp, case, and move­ment impact val­ue. Notable blem­ish­es and miss­ing parts will detract from the over­all val­ue when you pawn a pre-owned Rolex in Macon. 

    Do you know where to go?

    Pawn­ing a Rolex in Macon is easy at Howard’s Pawn & Jew­el­ry. You can call us at 478–743-5727 first or just come down to the shop. Find us down­town at 3171 Mer­cer Uni­ver­si­ty Dri­ve Macon, Geor­gia 31204. Bring your Rolex with the orig­i­nal box, papers, doc­u­ments, and acces­sories. This includes extra bracelet links and the orig­i­nal receipt. Do not wor­ry if you do not have these extras. The box and papers and such are not required to pawn a Rolex. How­ev­er, as we men­tioned, any of these will add to the val­ue of your watch.

    How does the pawn process work?

    The experts at Howard’s Pawn & Jew­el­ry will exam­ine your watch, ascer­tain its val­ue, give you a free appraisal, and make you a fair offer. The offer and appraisal are free, and you are under no oblig­a­tion at any time to accept the offer. You can pawn, sell, buy, and trade all sorts of valu­ables at Howard’s. From fine jew­el­ry and gold to guns to tools, coins, gold, musi­cal instru­ments, and more.

    How long does it take to pawn a Rolex in Macon?

    It only takes about 10 min­utes. You will need to bring valid iden­ti­fi­ca­tion with you. Howard’s Pawn & Jew­el­ry pays imme­di­ate cash the same day as your pawn. Your Rolex or oth­er pawned items will be kept safe­ly for thir­ty days, or until you have repaid the loan amount, whichev­er comes first. Macon can find not only pawn watch­es at Howard’s but also shop for exquis­ite watch­es from top watch­mak­ers at below retail prices.  at Howard’s Pawn & Jew­el­ry. Learn how to find the per­fect watch with our watch buy­ing tips in our press release enti­tled, Macon, GA Pawn­bro­ker Reveals 5 Impor­tant Fac­tors To Con­sid­er When Pur­chas­ing A Watch.

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