• 3171 Mercer University Drive Macon, GA 31204
    Store Hours: Mon - Fri 9am to 6pm Sat 9am to 4pm

    • Howards Pawn and Jewelry Gun Shop Macon, GA

    Are you looking for a premium selection of firearms, jewelry, and collectibles? Howards Pawn and Jewelry has what you need.

    engagement rings

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    How Do Perry, GA Jewelry Pawn Shops Value Jewelry?

    Per­ry, GA jew­el­ry pawn shops may have a way to deter­mine the val­ue of your fine jew­el­ry. But let me explain how Howard’s Pawn & Jew­el­ry does it. The experts at Howard’s have years of expe­ri­ence eval­u­at­ing jew­el­ry with pre­cious stones. Dia­mond rings, espe­cial­ly dia­mond engage­ment rings, are the type of jew­el­ry that peo­ple take to pawn shops. Find out what items Mid­dle Geor­gia Per­ry pawn shops want and why. So, when you need fast cash for your dia­mond ring, this is how the best pawn shop in Macon will eval­u­ate it.

    1. Demand: When it comes to dia­mond rings, the first fac­tor to con­sid­er is the desir­abil­i­ty of the cen­ter stone. If there is a demand for the shape and size dia­mond you have, that will add value.
    2. Rar­i­ty: Sec­ond, we exam­ine the rar­i­ty of the stone.
    3. Carat Weight: Next, we con­sid­er the num­ber of carats. Please note that a two-carat dia­mond is dou­ble the weight of a one-carat dia­mond. How­ev­er, a two-carat stone is typ­i­cal­ly four times more valu­able than a com­pa­ra­ble one-carat diamond.
    4. Col­or, Clar­i­ty, and Cut: After carat weight, our experts eval­u­ate col­or, clar­i­ty, and cut.

    perry-jewelry-pawn

    What Is My Diamond Engagement Ring Worth?

    The pawn val­ue of engage­ment rings often sur­pris­es Per­ry jew­el­ry pawn cus­tomers. They expect engage­ment rings to be worth some­where close to the orig­i­nal pur­chase price. Unfor­tu­nate­ly, much of the orig­i­nal retail cost of an engage­ment ring is for big box store over­head. Also, set­tings tend to cost plen­ty when you buy a new engage­ment ring. How­ev­er, whether a used engage­ment ring set­ting has a few dia­monds or none makes no dif­fer­ence. The bulk of the val­ue is the cen­ter dia­mond and used engage­ment ring set­tings have no sub­stan­tial val­ue. So, try to be real­is­tic when pawn­ing your engage­ment ring. To esti­mate the val­ue of a pre-owned engage­ment ring, research the cur­rent mar­ket val­ue of the cen­ter dia­mond only. This is a gen­er­al rule so, in some cas­es, it does not apply. For exam­ple, in signed design­er rings, the set­ting adds to the over­all ring val­ue, of course.

    Do Perry Jewelry Pawn Customers Get More in Macon?

    Some dia­mond shapes are more pop­u­lar than oth­ers. The most desir­able dia­monds are round and around two carats. You might think about tak­ing your dia­mond ring to a Per­ry jew­el­ry pawn shop. But before you pawn in Per­ry, come to Howard’s Pawn & Jew­el­ry in Macon. When Per­ry jew­el­ry pawn cus­tomers need a loan on a mar­quis dia­mond, its shape is a fac­tor. Because the mar­quis shape is less desir­able than oth­ers, they have less val­ue. How­ev­er, any jew­el­ry you pawn with us is worth more than it is at any Per­ry jew­el­ry pawn shop. That is because we are known for the high­est pay­outs and cash loans in Mid­dle Georgia.

    Where Can I Get the Highest Perry, GA Jewelry Pawn Value?

    The experts at Howard’s Pawn & Jew­el­ry have decades of expe­ri­ence apprais­ing, pur­chas­ing, and pawn­ing jew­el­ry. We do not know where to get the high­est Per­ry, GA jew­el­ry pawn val­ue. But our experts ensure you get the high­est pay­out for loose dia­monds, estate jew­el­ry, and engage­ment rings. Howard’s Pawn & Jew­el­ry accepts size­able dia­monds and oth­er pre­cious gem­stones with or with­out cer­ti­fi­ca­tion. When you are look­ing for the best pawn shop — look no fur­ther than 3171 Mer­cer Uni­ver­si­ty Dri­ve in Macon, Geor­gia. Come by today! Call Howard’s Pawn & Jew­el­ry at 478–743‑5727 for more infor­ma­tion anytime.

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    Perry Pawn Patrons Drive into Macon to Pawn

    Per­ry pawn patrons often come to Macon for the best pawn loans. When you have an engage­ment ring you do not wear any­more, why not turn it into cash. You may be sur­prised how much cash it is worth. Every­body in Per­ry loves Howard’s Pawn & Jew­el­ry. And they have a good rea­son. The famous down­town Macon pawn shop is the best place to pawn in Mid­dle Geor­gia. Times are noth­ing if not crazy, so whether you need cash now or not, tomor­row is anoth­er day. Any­thing can hap­pen and hav­ing some finan­cial wig­gle room is always a good thing. Per­ry pawn cus­tomers can get more for an engage­ment ring in Macon at Howard’s Pawn & Jewelry.

    perry-pawnAn Engagement Ring Equals Fast Cash

    What usu­al­ly hap­pens to an engage­ment ring when the mar­riage does not hap­pen? In the old­en days, one per­son would typ­i­cal­ly buy an engage­ment ring and pur­pose mar­riage to some­one. The typ­i­cal engage­ment ring eti­quette was that the engage­ment ring would return to the ring giv­er in two cas­es. The ring goes back when the breakup is mutu­al and when the engage­ment ring receiv­er calls off the nup­tials. On the oth­er hand, if the per­son who buys the ring and calls off the mar­riage, they go with­out the ring. But these are the engage­ment prac­tices of yes­ter­year. Things are dif­fer­ent now, and there are all sorts of rea­sons you may have an old engage­ment ring in a draw­er some­where in Per­ry, GA.

    Perry Pawn Patrons Use Engagement Rings as Collateral

    Do you want to pay down debt, start an emer­gency fund, or remod­el your home? Unfore­seen med­ical bills or home repair expens­es may have you search­ing for fast cash. That engage­ment ring you have not worn in years can be your gold­en tick­et. No mat­ter what finan­cial goal you have, an engage­ment ring can be a good form of col­lat­er­al. You can get a col­lat­er­al loan eas­i­ly with a dia­mond engage­ment ring.

    Pawn Loans Are Collateral Loans

    A col­lat­er­al loan is a loan where you receive mon­ey based on the val­ue of a spe­cif­ic asset you own. Finan­cial insti­tu­tions and banks offer col­lat­er­al loans typ­i­cal­ly called secured loans. For a secured loan, the bor­row­er uses a house or car as col­lat­er­al mak­ing the loan less risky for the lender. Oth­er unse­cured loans are not col­lat­er­al-based and are based on your cred­it­wor­thi­ness. A pawn loan is a type of col­lat­er­al loan. Per­ry pawn reg­u­lars know pawn­ing is easy. You bor­row cash based on the val­ue of an asset. In turn, the pawn shop holds your asset, like an engage­ment ring, as col­lat­er­al until you repay the loan. If you choose not to repay the pawn loan, you give up your col­lat­er­al. But the cash is yours to keep. No has­sle. No cred­it checks. Just instant cash. Done and done.

    Howard’s Pawn & Jewelry Welcomes New Customers

    Get­ting a pawn loan at a pawn shop is one of the eas­i­est ways to get fast cash. It is an ancient way for peo­ple to get cash loans out­side of the bank­ing indus­try. Bank loan approvals can take weeks or longer. Not the case with cash pawn loans. The com­plete process takes about thir­ty min­utes. If you usu­al­ly are a Per­ry pawn shop cus­tomer, see what you can get in Per­ry. Then take your col­lat­er­al to Macon. March straight into Howard’s Pawn & Jew­el­ry with your engage­ment ring for a bet­ter deal. What have you got to lose?

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    Macon Christmas Gift Deals

    If buy­ing gifts for every­one on your list is stress­ing you out this year, there is a solu­tion. We are the place to spend less on high-qual­i­ty hol­i­day gifts for the whole fam­i­ly. Make the Win­ner of Best Pawn Shop 2020 Macon Tele­graph Best of the Best list your hol­i­day shop­ping des­ti­na­tion. Skip the Black Fri­day mall crowds and long check­out lines for a com­fort­able shop­ping expe­ri­ence at our store. Whether you are strapped for cash this year or not, your funds will go fur­ther when you shop at your local pawn­shop. Come to Howard’s Pawn and Jew­el­ry to avoid pay­ing sky-high retail prices for bor­ing cook­ie-cut­ter gifts at the big box stores this year.

    Downtown Macon Events Aplenty

    We are thrilled that Down­town Macon will host the annu­al Main Street Christ­mas Light Extrav­a­gan­za for the third year in a row this year. The 500,000 light spec­tac­u­lar spreads over four city blocks and runs through­out the 2020 hol­i­day sea­son. The Extrav­a­gan­za is one of many fes­tive events to attend down­town. Oth­er hol­i­day events in Down­town Macon include a free Macon Pops con­cert, the Hol­ly Jol­ly Trol­ley Tour of hol­i­day dis­plays, Shop Small Sat­ur­day on Novem­ber 30, self­ies with the Grinch, San­ta and his rein­deer, car­riage rides, and a lot more. Just remem­ber, when you come down­town, do your hol­i­day shop­ping at Howard’s Pawn and Jewelry.

    Howard’s Shopping Experience

    For those yet to vis­it Howard’s Pawn and Jew­el­ry, our store is spa­cious, full of light, and safe like the shops fea­tured on real­i­ty tele­vi­sion shows, Pawn Stars and Hard­core Pawn. These shows have made pawn­shop shop­ping main­stream. Besides, you sup­port a long­stand­ing local fam­i­ly busi­ness when you shop with us, and we appre­ci­ate that. For­get about the dark, dingy, dis­mal pawn­shops sell­ing stolen goods, as seen in Hol­ly­wood films. Our mag­nif­i­cent retail space and atten­tive cus­tomer ser­vice and knowl­edge­able assis­tance will make your hol­i­day gift-buy­ing a breeze.

    Buy Christmas On Layaway

    Are you look­ing for a place to put Christ­mas gifts on lay­away? Take advan­tage of the lay­away pro­gram at Howard’s Pawn and Jew­el­ry. The hol­i­days are here, so now is the per­fect time to shop for Macon Christ­mas gift deals on jew­el­ry, guns, and more to put on lay­away. At Howard’s Pawn and Jew­el­ry, we car­ry a wide vari­ety of high-end lux­u­ry items. These lux­u­ry goods make great gifts because their heir­loom qual­i­ty can last a life­time. To help you pur­chase the high­est qual­i­ty hol­i­day gifts for your fam­i­ly, we offer 90 days, same as cash lay­away. We keep your presents safe in our shop while you pay off your layaway.

    Jewelry at a Fraction Of The Price

    No gift-giv­ing sea­son is com­plete with­out some jew­el­ry gift wrapped under the Christ­mas tree. We car­ry a mas­sive selec­tion of ster­ling sil­ver, gold, and fine plat­inum jew­el­ry with and with­out dia­monds and gem­stones, from unique one-of-a-kind estate jew­el­ry to styl­ish vin­tage and mod­ern rings, bracelets, and more. As far as jew­el­ry, our Macon Christ­mas gift deals will amaze you. Our jew­el­ry is 50 to 80 per­cent off retail jew­el­ry store prices. All the jew­el­ry we sell is metic­u­lous­ly cleaned and looks brand-new.

    Macon Christmas Gift Deals on Coins

    Whether you need a gift for a coin col­lec­tor or are adding to your col­lec­tion, there are plen­ty of coins at Howard’s for your perusal. Our inven­to­ry changes dai­ly, but we gen­er­al­ly buy and sell gold and sil­ver U.S. coins and U.S. proof sets. Start coin col­lec­tions for your grand­chil­dren with the Christ­mas gift deals on coins at Howard’s.

    Take Time For Watch Shopping

    Howard’s Pawn and Jew­el­ry place Macon Christ­mas gift deals on lux­u­ry watch­es from Rolex, Omega, and oth­er top watch­mak­ers. Our styl­ish time­pieces make a thought­ful gift for moms and dads and sons and daugh­ters. For a frac­tion of the retail price, you can give a gift sure to impress.

    Knives Make A Sharp Gift

    Look no fur­ther than Howard’s for Macon Christ­mas gift deals for the out­door adven­tur­ers, hunters, and tac­ti­cal sorts on your list. Please select from our impres­sive assort­ment of tra­di­tion­al fold­ing knives, util­i­ty knives, machetes, skin­ners, knife acces­sories, and more. For a stand­out gift, con­sid­er an heir­loom arti­san blade hand­craft­ed from a leg­endary knife mak­er, like Case. 

    Do Not Suppress The Desire For NFA Items

    Howard’s Pawn and Jew­el­ry is ready to han­dle NFA pur­chas­es in-house. Gift your­self a sup­pres­sor for the hol­i­days this year. Do not wor­ry about find­ing a pass­port pho­to and fin­ger­print­ing place to pur­chase a silencer. Our has­sle-free process means there is no run­ning around for you to do. The process, includ­ing all of the paper­work, is done in-store. 

    More Holiday Gift Deals At Howard’s

    Here are some more hol­i­day gifts you will find at our local pawn­shop. We get new inven­to­ry dai­ly to make shop­ping with us excit­ing. You nev­er know exact­ly what you will find here. How­ev­er, do have beau­ti­ful jew­el­ry, watch­es, antique coins, guns, tools, musi­cal instru­ments, sports mem­o­ra­bil­ia, mil­i­tary col­lectibles much more for sale in time for Christ­mas. For con­sumers look­ing for sus­tain­able hol­i­day gift options, pawn­shop items can help reduce your car­bon footprint. 

    Landscaping Equipment & Tools

    Think about giv­ing land­scap­ing tools and equip­ment for Christ­mas for gar­den­ers and lawn lovers alike. You will find Macon hol­i­day gift deals on new and used self-pro­pelled lawn­mow­ers, weed eaters, and chain­saws in our shop.

    Macon Christmas Gifts For Athletes

    For seri­ous ath­letes and week­end war­riors, sport­ing goods like golf clubs are an ide­al gift. We also car­ry tac­ti­cal items like led flash­lights that make a supe­ri­or gift for any­one run­ning or hik­ing outside.

    Give Gaming Consoles To Gamers

    Most kids and teens will ask San­ta for a gam­ing con­sole for Christ­mas this year. San­ta knows we have the best gift deals on Sony Playsta­tion, Xbox, and Nin­ten­do this side of the North Pole. We also offer lay­away to make your life a lit­tle easier.

    Power Tools Of The Trade

    Also, pow­er tools and pro­fes­sion­al trade tools are ready for pur­chase this hol­i­day sea­son. We high­ly rec­om­mend giv­ing the gift of tools to the ones you love. Well cared for tools can last for decades and our tool prices are unbeatable.

    Musical Gifts Sound Sweet

    In down­town Macon, Howard’s Pawn and Jew­el­ry has a wide selec­tion of musi­cal instru­ments includ­ing gui­tars and pro­duc­tion equip­ment for sale. Our knowl­edge­able staff has years of expe­ri­ence buy­ing and sell­ing musi­cal instru­ments and will be hap­py to help you find the per­fect gift.

    Buy, Sell, Pawn, & Trade

    When you come by to buy hol­i­day gifts for your fam­i­ly there are a cou­ple of ways to go about it. 1. You can pay for the items we have for sale. 2. You can pawn or sell items you own to us for cash on the spot. 3. We also do trades. Come by today! Call 478–743‑5727 for more information.

    by

    Macon engage­ment rings, wed­ding rings, and wed­ding sets of out­stand­ing qual­i­ty are ready for you down­town at Howard’s Pawn and Jew­el­ry. No mat­ter how much you plan to spend this is where to get the most sparkle for your money.

    How much do Georgians spend on average for engagement rings?

    A recent report in Busi­ness Insid­er ranked the 50 U.S. states from low­est to high­est based on the aver­age amount of mon­ey peo­ple in that state spent on an engage­ment ring in 2018. Geor­gia ranked 23rd in the U.S. with Geor­gians spend­ing an aver­age of $6,868 for an engage­ment ring. With prices, up to 80% off mall retail jew­el­ry store prices, imag­ine the incred­i­ble Macon engage­ment ring that $6,868 can buy when you shop at Howard’s Pawn and Jewelry.

    Do Not Make the Diamond Shape-Preference Mistake

    Before you give the gift of dia­monds or pre­pare to put a ring on the hand of your beloved with a pro­pos­al, you need to find out which dia­mond shape your one-and-only prefers. Some­times peo­ple who give dia­monds as a gift or along with a mar­riage pro­pos­al do not con­sid­er the receiver’s dia­mond shape pref­er­ence. Do not let this be you. Giv­ing a Mar­quise-cut when to a Cush­ion-cut lover can end up being an uncom­fort­able sit­u­a­tion. Let buy­ers deter­mine carat-weight, clar­i­ty, and col­or, leave cut, and shape pref­er­ences to dia­mond recip­i­ents. This is pecu­liar­ly impor­tant when buy­ing fan­cy-shape engage­ment diamonds.

    What is a Fancy-Shaped Diamond?

    The fan­cy dia­mond shapes include every shape oth­er than round. Round cut dia­monds account for most dia­monds sold today, but fan­cy cuts are gain­ing pop­u­lar­i­ty. These are the fan­cy shapes:

    macon-engagement -ings-fancy-shaped-diamonds

    • Radi­ant
    • Heart
    • Princess
    • Cush­ion
    • Ass­ch­er
    • Pear
    • Emer­ald
    • Oval
    • Mar­quise

    Take A Second Look at Fancy-Shaped Diamonds

    Elon­gat­ed fan­cy shaped dia­monds cuts like the Pear, Emer­ald, Oval, and Mar­quise of the same carat weight look larg­er than tra­di­tion­al round dia­monds. On top of that, at retail jew­el­ry out­lets, shop­pers save 25% or more when select­ing fan­cy-shaped dia­monds rather than a round stone com­pa­ra­ble in qual­i­ty and size.

    Fancy-Shaped Macon Diamond Engagement Rings

    It is no sur­prise to see fan­cy-shaped dia­monds on the top of an engage­ment ring shop­ping list. In fact, one third are set with fan­cy-shaped dia­monds. Buy­ers love the larg­er look and the low­er price tag. Radi­ant, Princess, and Cush­ion cut are the fan­cy shapes among the most sought-after among trend­set­ters. It is easy to fall for these big glit­ter­ing show­stop­pers espe­cial­ly with their love­able low­er price tags.

    You will always hear dia­mond cut and dia­mond shape terms used inter­change­ably, and this sounds con­fus­ing. Dia­mond cut is an assess­ment of the light per­for­mance of a dia­mond and is based on the pro­por­tion­al­i­ty, sym­me­try, and the over­all sur­face con­di­tion or the pol­ish of its facets. Where­as, the dia­mond shape is deter­mined by the sil­hou­et­ted shape of a stone or its out­er edge outline.

    Cut Determines How a Diamond Sparkles

    A well-cut dia­mond is cut pleas­ing­ly in pro­por­tioned dimen­sions with facets posi­tioned for max­i­mum sparkle and bril­liance. The depth to diam­e­ter ratio sig­nif­i­cant­ly informs a diamond’s beau­ty and price. But every dia­mond shop­per wants to get the most sparkle for their mon­ey. The diamond’s cut most sig­nif­i­cant­ly affects its radi­ance and the way it sparkles.

    Ask the Experts at Howard’s Pawn and Jewelry

    At Howard’s Pawn and Jew­el­ry, Nathan Reed, the Store Man­ag­er and GIA Dia­monds Grad­u­ate, knows why dia­monds sparkle. Three light-reflect­ing prop­er­ties com­bine in the essence of a well-cut-dia­mond. Specif­i­cal­ly, these char­ac­ter­is­tics are extra­or­di­nary bril­liance, fire, and scin­til­la­tion. Dia­mond bril­liance grades the amount of reflect­ed white light. Dia­mond fire mea­sures the amount of light dis­persed into the col­ors of the rain­bow and vibran­cy of those col­ors. Final­ly, scin­til­la­tion is the dra­ma of con­trast between dark and light areas—it is a grade of the sparkle.

    The Only Diamond Shopping Rule You Need

    Look to cut for dia­mond sparkle when decid­ing which dia­mond, you want to buy. A dis­pro­por­tion­ate cut too shal­low or too deep destroys poten­tial dia­mond sparkle reveal­ing sad dull glassy rocks with no fire. Remem­ber this sim­ple shop­ping rule, and do not devi­ate from it when shop­ping for a diamond:

    Buy the best cut grade that you can afford.

    Macon Emgagement Rings

    Select an Engagement Ring, Wedding Ring, or Wedding Set to Celebrate Your Union

    Tra­di­tion­al­ly, an engage­ment ring comes with a mar­riage pro­pos­al and wed­ding rings are part of the “with this ring, I thee wed” part of the wed­ding cer­e­mo­ny. An engage­ment ring can be more ornate than a wed­ding ring or not. Round dia­mond soli­taire engage­ment rings are a tra­di­tion­al choice. A mod­ern cou­ple may choose to exchange match­ing wed­ding bands or dou­ble up on sparkle, with dia­mond infin­i­ty bands to sym­bol­ize their endur­ing love.

    Do You Know The 4 C’s of Diamonds?

    To reach the cor­rect val­u­a­tion of an indi­vid­ual dia­mond requires pre­cise mea­sure­ment and analy­sis of its char­ac­ter­is­tics in four fun­da­men­tal cat­e­gories. Known as the four C’s, carat, col­or, clar­i­ty, and cut round out the four C’s. Carat, col­or, clar­i­ty, and cut as crit­i­cal fac­tors to eval­u­ate dia­mond qual­i­ty and deter­mine dia­mond worth globally.

    For an exact assess­ment, exam­ine a loose dia­mond before it is set. For dia­monds in set­tings, qual­i­ty and val­ue are esti­ma­tions only. Minor vari­a­tions in col­or, clar­i­ty, and weight can have a major impact on val­ue. After set­ting a stone, the deter­mi­na­tion of a pre­cise grade in terms of col­or, size, and clar­i­ty is not pos­si­ble for a grad­er of any skill level.

    Learn More About Cut, Carat, Clarity, and Color

    To learn more about the cut, carat, clar­i­ty, and col­or come by Howard’s Pawn and Jew­el­ry. The jew­el­ry experts at Howard’s will show you the biggest choice of wed­ding sets in Macon. In addi­tion to carat, clar­i­ty, col­or, and cut some appoint the 5th C when it comes to dia­monds. What the final or 5th C stands for is up for debate. It some­times stands for con­fi­dence. The con­fi­dence at play here is in the accu­ra­cy of the dia­mond grad­ing and certification.

    At Howard’s Pawn and Jew­el­ry, the 5th C stands for cost con­fi­dence. Shop with cost con­fi­dence know­ing the dia­monds at Howard’s Pawn and Jew­el­ry are top qual­i­ty priced below retail. When you are plan­ning to exchange wed­ding vows, you can be con­fi­dent that the ring you want will cost less with us.

    Where to Shop for Macon Engagement Rings

    There is only one place to shop the widest selec­tion of engage­ment rings and wed­ding sets in Mid­dle Geor­gia. Of course, Howard’s Pawn and Jew­el­ry is your one-stop-shop when you want the most your mon­ey can buy. For dia­mond wed­ding sets, wed­ding rings, and engage­ment rings see Howard in down­town Macon.

    © Howards Pawn and Jewerly, Inc. | All Rights Reserved

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