• 3171 Mercer University Drive Macon, GA 31204
    Store Hours: Mon - Fri 9am to 6pm Sat 9am to 4pm

    • Howards Pawn and Jewelry Gun Shop Macon, GA

    Are you looking for a premium selection of firearms, jewelry, and collectibles? Howards Pawn and Jewelry has what you need.

    pawn

    by

    Perry Pawn Patrons Drive into Macon to Pawn

    Per­ry pawn patrons often come to Macon for the best pawn loans. When you have an engage­ment ring you do not wear any­more, why not turn it into cash. You may be sur­prised how much cash it is worth. Every­body in Per­ry loves Howard’s Pawn & Jew­el­ry. And they have a good rea­son. The famous down­town Macon pawn shop is the best place to pawn in Mid­dle Geor­gia. Times are noth­ing if not crazy, so whether you need cash now or not, tomor­row is anoth­er day. Any­thing can hap­pen and hav­ing some finan­cial wig­gle room is always a good thing. Per­ry pawn cus­tomers can get more for an engage­ment ring in Macon at Howard’s Pawn & Jewelry.

    perry-pawnAn Engagement Ring Equals Fast Cash

    What usu­al­ly hap­pens to an engage­ment ring when the mar­riage does not hap­pen? In the old­en days, one per­son would typ­i­cal­ly buy an engage­ment ring and pur­pose mar­riage to some­one. The typ­i­cal engage­ment ring eti­quette was that the engage­ment ring would return to the ring giv­er in two cas­es. The ring goes back when the breakup is mutu­al and when the engage­ment ring receiv­er calls off the nup­tials. On the oth­er hand, if the per­son who buys the ring and calls off the mar­riage, they go with­out the ring. But these are the engage­ment prac­tices of yes­ter­year. Things are dif­fer­ent now, and there are all sorts of rea­sons you may have an old engage­ment ring in a draw­er some­where in Per­ry, GA.

    Perry Pawn Patrons Use Engagement Rings as Collateral

    Do you want to pay down debt, start an emer­gency fund, or remod­el your home? Unfore­seen med­ical bills or home repair expens­es may have you search­ing for fast cash. That engage­ment ring you have not worn in years can be your gold­en tick­et. No mat­ter what finan­cial goal you have, an engage­ment ring can be a good form of col­lat­er­al. You can get a col­lat­er­al loan eas­i­ly with a dia­mond engage­ment ring.

    Pawn Loans Are Collateral Loans

    A col­lat­er­al loan is a loan where you receive mon­ey based on the val­ue of a spe­cif­ic asset you own. Finan­cial insti­tu­tions and banks offer col­lat­er­al loans typ­i­cal­ly called secured loans. For a secured loan, the bor­row­er uses a house or car as col­lat­er­al mak­ing the loan less risky for the lender. Oth­er unse­cured loans are not col­lat­er­al-based and are based on your cred­it­wor­thi­ness. A pawn loan is a type of col­lat­er­al loan. Per­ry pawn reg­u­lars know pawn­ing is easy. You bor­row cash based on the val­ue of an asset. In turn, the pawn shop holds your asset, like an engage­ment ring, as col­lat­er­al until you repay the loan. If you choose not to repay the pawn loan, you give up your col­lat­er­al. But the cash is yours to keep. No has­sle. No cred­it checks. Just instant cash. Done and done.

    Howard’s Pawn & Jewelry Welcomes New Customers

    Get­ting a pawn loan at a pawn shop is one of the eas­i­est ways to get fast cash. It is an ancient way for peo­ple to get cash loans out­side of the bank­ing indus­try. Bank loan approvals can take weeks or longer. Not the case with cash pawn loans. The com­plete process takes about thir­ty min­utes. If you usu­al­ly are a Per­ry pawn shop cus­tomer, see what you can get in Per­ry. Then take your col­lat­er­al to Macon. March straight into Howard’s Pawn & Jew­el­ry with your engage­ment ring for a bet­ter deal. What have you got to lose?

    by

    Before You Pawn in Warner Robins

    Pawn in Warn­er Robins when a finan­cial dis­as­ter hap­pens to you. Finan­cial emer­gen­cies come in var­i­ous forms at can strike at any time. And being finan­cial­ly pre­pared is not always the case. Whether it is car repairs, med­ical bills, or some­thing else, it is over­whelm­ing when you come up short. You may have nowhere to turn. But do not feel alone. Thou­sands of peo­ple every month are des­per­ate to get quick cash. If you do not know what to do, your local pawn shop is a good place to start. But why pawn in Warn­er Robins? In Macon, Howard’s Pawn & Jew­el­ry is one of the best places that you may want to consider.

    pawn-warner-robbinsWhen you need to pawn in Warn­er Robins, make a short dri­ve to Howard’s Pawn & Jew­el­ry. We will be hap­py to help you in down­town Macon. Sup­pose you have valu­able guns, gold jew­el­ry, or coins. These items can help you get the cash you need. A pawn loan is an easy way to make ends meet. Read on to find out why peo­ple who pawn in Warn­er Robins love us so much.

    No Credit Check

    Any bank or oth­er finan­cial orga­ni­za­tion runs a cred­it check when you apply for a loan. As you prob­a­bly already know, bad cred­it is not good. Most like­ly, your approval chances for a loan of any size are slim with a low cred­it rat­ing. The same is true if you have no cred­it his­to­ry or a bank­rupt­cy on your cred­it report. If you have bad cred­it and need quick cash for an emer­gency, for­get about con­ven­tion­al loans. How­ev­er, for a pawn loan in Warn­er Robins or Macon, there is no cred­it check.

    Pawn Valuable Collateral for Cash

    At Howard’s Pawn & Jew­el­ry, your cred­it score is your busi­ness. Get the cash you need when you pawn in Warn­er Robins with the worst cred­it score pos­si­ble. Good cred­it, bad cred­it, no cred­it, or bank­rupt­cies make no dif­fer­ence. No cred­it check is required. You get the cash that you need with or with­out a job, too. Do now wor­ry about employ­ment here. To qual­i­fy for a pawn loan in the Warn­er Robins area, all you need is col­lat­er­al. A col­lat­er­al item is some­thing of val­ue that you own. The val­ue of your col­lat­er­al will deter­mine how much cash you will get from the pawn shop.

    Loan Terms Without ‍Surprises

    Before you take out a loan with a bad cred­it finance com­pa­ny, online pay­day lender, or a title loan busi­ness, think twice. Many peo­ple get whopped with huge finance charges and impos­si­ble to repay terms. The pawn indus­try is heav­i­ly reg­u­lat­ed and must obey strict guide­lines and laws when it comes to pawn loans. Over­all, get­ting a pawn loan is more afford­able when you need fast cash. Online lenders and oth­ers are not as trans­par­ent when it comes to their loan terms. At Howard’s Pawn & Jew­el­ry, you can be sure about the terms of your pawn loan. And there are no hid­den fees or sur­prise charges.

    Pawn in Middle Georgia for Instant Cash

    Unlike the con­ven­tion­al loan process that takes weeks, with a pawn loan, you get instant cash. Once the pawn shop eval­u­ates your col­lat­er­al, they will make you an offer. If you accept the offer, the pawn shop will hold your item and give you instant cash. There are no cred­it checks, no bank accounts nec­es­sary, and no proof of employ­ment require­ments to pawn in Warn­er Robins, Macon, or oth­er areas.

    ‍No Impact on Your Credit Score

    When you pawn, it does not ruin your cred­it. We all get loans think­ing that we will pay them back. But some­times pay­ments are late or not made at all. With home mort­gages, car loans, and cred­it card pay­ments, this can send your cred­it score into the toi­let. But remem­ber, at a pawn shop, your cred­it is your busi­ness. Late pay­ments or missed pay­ments will nev­er bring down your cred­it score. When you pawn with us, it does not impact your cred­it rat­ing at all.

    Quick and Easy Money

    If you are look­ing for a pawn shop that will wel­come you, Howard’s Pawn & Jew­el­ry the one. You can get top dol­lar for your gold, dia­mond jew­el­ry, firearms, and more in less than 10 min­utes. For more than 30 years, we have ser­viced the res­i­dents of Warn­er Robins. Con­nect with us to learn more about our pawn loans. We are ready to make you anoth­er 100% sat­is­fied cus­tomer. Call 478–743-5727.

    by

    Pawn a Gun in Macon

    When you pawn a gun in Macon, you will receive a cash loan rel­a­tive to your gun’s val­ue. Your firearm is the col­lat­er­al for the loan. The pawn shop holds your col­lat­er­al until you pay back the loan. Under­stand that when you pawn a gun, you give it to the pawn shop as col­lat­er­al for a loan. The loan amount is the amount of mon­ey you need up to the appraised val­ue of your gun. Pawn loans are an agree­ment between you and the pawn­bro­ker. Per the agree­ment, you will need to pay the pawn­bro­ker back by a giv­en date. When you repay the loan by the assigned date, you should receive your firearm back.

    So, when you suc­cess­ful­ly pawn a gun you walk out of the pawn shop with cash and leave your gun behind. But, when you go to pawn a gun, pawn­ing it is not your only option. If you do not want to get your gun back, you can arrange to sell it instead.

    pawn-gun-macon

    Selling a Firearm Instead of Pawning

    Cer­tain­ly, when you walk into a pawn shop with an unloaded gun look­ing for cash, you will need to answer a few ques­tions. One of the first ques­tions a pawn­bro­ker is going to ask is if you want to pawn or sell your gun. What you decide to do is up to you. The only way to be sure to avoid get­ting ripped off is to know your piece’s fair mar­ket val­ue. When you know your gun’s val­ue, you will have an expec­ta­tion of what a pawn­bro­ker will offer for it. In gen­er­al, if you own a gun, you should know some­thing about it. How­ev­er, this is not always the case.

    Although it is best to know as much as you can about your firearm when you inher­it a gun col­lec­tion, you may not have a clue about it. The good news is that you can pawn or sell it eas­i­ly at a pawn shop if you own a gun. Do not wor­ry about the strug­gle to find a buy­er. Howard’s Pawn & Jew­el­ry is the best place to sell a gun or pawn a gun in Macon.

    Sell­ing a gun at a pawn shop is sim­ple. The pawn­bro­ker will inspect, eval­u­ate, and appraise your weapon. Then you agree to sell your gun out­right or not. You can nego­ti­ate polite­ly. How­ev­er, pawn­bro­kers tend to be up on the cur­rent val­ue of guns. Also, pawn shops are in the resale busi­ness. So, they need to make a prof­it on your gun if they agree to pur­chase it. In gen­er­al, you will leave the pawn shop with more cash in hand if you sell rather than pawn a gun in Macon.

    Preparing to Pawn a Gun in Macon

    First, bring your gun to the pawn shop com­plete­ly unloaded secure­ly in its locked case. Before you pawn, a gun in Macon, gath­er all of the paper­work and acces­sories that go with it. Bring­ing the orig­i­nal box, papers, case, and oth­er acces­sories will help you fetch a bet­ter amount. Also, any after­mar­ket acces­sories or upgrades to your firearm can increase its val­ue. Men­tion any upgrades you have made to the grip, trig­ger, trig­ger guard, mag­a­zine release, safe­ty, bolt release, and sights.

    Howard’s Pawn & Jewelry For Guns

    It is a safe bet that a pawn shop that buys guns also sells guns. Learn how to Get Bet­ter Gun Deals With These Pawn­shop Gun-Buy­ing Tips and Tricks. Also, dig deep­er into get­ting the best deals on guns in our blog post, Gun-Buy­ing Tips For First-Time Gun-Buy­ers, Firearm Enthu­si­asts, and You. One thing you can be sure of is that Hand­guns Are Priced Right At Howard’s Pawn & Jew­el­ry. Pawn a gun in Macon today!

    by

    Pawn­ing jew­el­ry in Macon for a quick loan is an easy way to get fast access to the cash you need. Pawn­ing jew­el­ry at Howard’s Pawn & Jew­el­ry might be the option for you. The best thing about pawn­ing jew­el­ry is that you can get your jew­el­ry back when you pay your loan back on time. It is a win-win. You can get the mon­ey you need and get your jew­el­ry back.

    How much money do you need?

    Before you go into a Macon pawn shop ready to pawn jew­el­ry, fig­ure out how much mon­ey you need to bor­row. Know­ing how much cash you need to make ends meet before you go to the pawn shop is impor­tant. When you know how much you want for your jew­el­ry, Howard’s Pawn & Jew­el­ry will be bet­ter able to help you achieve your goal.

    pawning-jewelry-macon

    What jewelry are you interested in pawning?

    Sup­pose you have sev­er­al pieces of jew­el­ry that you might want to pawn. It helps to pri­or­i­tize which jew­el­ry you want to pawn first. You might not want to pawn sen­ti­men­tal pieces first. At the same time, oth­ers may pick jew­el­ry to pawn based on its pawn val­ue. Whether the sen­ti­men­tal val­ue or the pawn val­ue means more to you, of course, is up to you to decide.

    What is your jewelry worth?

    When pawn­ing jew­el­ry in Macon at Howard’s Pawn & Jew­el­ry, you will get a free appraisal of your items. For a pawn loan, the help­ful staff will need to estab­lish the val­ue of your jew­el­ry. Here is where the free eval­u­a­tion comes into play. An appraisal is a nec­es­sary part of the jew­el­ry pawn­ing process. It comes with no oblig­a­tion. The infor­ma­tion you get about your pieces will help you under­stand what your jew­el­ry is worth. You can use this expert eval­u­a­tion to assist you with your jew­el­ry, no mat­ter what you decide to do with it.

    Why should you know what your jewelry is worth?

    When you know the val­ue of your pieces of jew­el­ry, you are at an advan­tage. The advan­tages are sev­er­al. You can select the jew­el­ry you are will­ing to pawn. On top of that, you can bet­ter pre­pare for the amount the pawn shop offers. You may not fore­tell exact­ly how much mon­ey you will get, but you will have a much bet­ter idea. Once you know what your jew­el­ry is worth, you can move ahead, pawn­ing jew­el­ry in Macon with confidence.

    How much time does it take to pawn jewelry in Macon?

    Pawn­ing jew­el­ry in Macon will take less time than you think. It only takes about ten min­utes at the least. And typ­i­cal­ly, no more than thir­ty min­utes to pawn jew­el­ry at Howard’s Pawn & Jew­el­ry. You will need to bring valid iden­ti­fi­ca­tion with you. Howard’s Pawn & Jew­el­ry pays imme­di­ate cash the same day as your pawn. That means that you can get a cash pawn loan for your jew­el­ry fast.

    What type of jewelry is the best to pawn?

    Gen­er­al­ly, ster­ling sil­ver, gold, and plat­inum jew­el­ry are the best to pawn—rings, chains, pen­dants, bracelets, and ear­rings with dia­monds or gem­stones or with­out. You can also pawn high-end watch­es at the Best of The Best Pawn­shop 2020 Win­ner, Howard’s Pawn & Jew­el­ry. Find out why this local pawn shop is the best place to pawn a Rolex in Macon.

    What other Macon pawnshop tips can you share?

    Here are a cou­ple more tips that will help any­one pawn­ing jew­el­ry in Macon.

    • Know what your jew­el­ry is worth.
    • Make your jew­el­ry look as good as possible.
    • Bring the orig­i­nal receipt, box, papers, war­ran­ty, GIA Cer­ti­fi­ca­tion, appraisal, and any­thing oth­er extras with you.
    • You can nego­ti­ate if you do it politely.
    • Pawn or sell jew­el­ry for cash on the spot or make a trade.
    • When you are look­ing for the best of the Macon pawn­shops — look no fur­ther than 3171 Mer­cer Uni­ver­si­ty Dri­ve in Macon, Georgia.
    • Come by today!
    • Call Howard’s Pawn & Jew­el­ry at 478–743‑5727 for more infor­ma­tion anytime.

    by

    Do you want to pawn a Rolex in Macon? 

    Before decid­ing to take your Rolex to a local pawn shop, you have some work to do. Take some time to put in a lit­tle work before you pawn a Rolex in Macon. Read on to get famil­iar with the best prac­tices that will help you pawn a Rolex in Macon with­out get­ting ripped off.

    pawn-rolex-macon

    Where is the best place to pawn a Rolex in Macon? 

    When you pawn an asset, like a Rolex watch, you want to get the best deal. But what can you do to ensure you get the most pawn val­ue? It would be best if you found a pawn­shop with a long­stand­ing rep­u­ta­tion in the com­mu­ni­ty. A shop known for excel­lent cus­tomer ser­vice and repeat busi­ness is an excel­lent place to start. There is such a place in Macon. Look to the local favorite and the Best of The Best Pawn­shop 2020 Win­ner. Howard’s Pawn & Jew­el­ry holds this pres­ti­gious hon­or for ten of the past eleven years. Known for decades to give fair deals, it is obvi­ous that the best place to pawn a Rolex in Macon is Howard’s Pawn & Jew­el­ry. 

    Do you know what your Rolex is worth? 

    When buy­ing, sell­ing, or pawn­ing a used Rolex, it helps to know what the watch is worth. Many fac­tors fac­tor into the val­ue of a pre-owned Rolex. These include Brand, Mod­el Num­ber and Ser­i­al Num­ber, Dial, Mate­ri­als, Box and Papers, Mar­ket Val­ue, Con­di­tion, and Rolex Move­ment. The leg­endary watch­mak­er Rolex is one of the most well-respect­ed brands glob­al­ly, so the brand adds to resale val­ue. The mod­el num­ber and the ser­i­al num­ber of a Rolex are on the watch case where the bracelet con­nects at the 12 o’clock and 6 o’clock posi­tions. These num­bers indi­cate the type of watch, bezel, and mate­ri­als of the watch. The mate­ri­als of the case, bracelet, dial, and bezel are part of a pre-owned Rolex’s over­all val­ue.  

    Have you considered these factors?

    Whether a Rolex has a dia­mond dial or oth­er fac­to­ry gem-encrust­ed ele­ments can sig­nif­i­cant­ly add to the val­ue when you pawn a Rolex in Macon. Any pre-owned Rolex with box and papers has a lev­el of authen­tic­i­ty that adds to the pawn val­ue. The recent­ly sold prices of com­pa­ra­ble Rolex watch online also helps estab­lish cur­rent mar­ket val­ue. The con­di­tion of a Rolex is anoth­er fac­tor that informs its pre-owned resale val­ue. Ascer­tain The con­di­tion of the crys­tal, bracelet, bezel, clasp, case, and move­ment impact val­ue. Notable blem­ish­es and miss­ing parts will detract from the over­all val­ue when you pawn a pre-owned Rolex in Macon. 

    Do you know where to go?

    Pawn­ing a Rolex in Macon is easy at Howard’s Pawn & Jew­el­ry. You can call us at 478–743-5727 first or just come down to the shop. Find us down­town at 3171 Mer­cer Uni­ver­si­ty Dri­ve Macon, Geor­gia 31204. Bring your Rolex with the orig­i­nal box, papers, doc­u­ments, and acces­sories. This includes extra bracelet links and the orig­i­nal receipt. Do not wor­ry if you do not have these extras. The box and papers and such are not required to pawn a Rolex. How­ev­er, as we men­tioned, any of these will add to the val­ue of your watch.

    How does the pawn process work?

    The experts at Howard’s Pawn & Jew­el­ry will exam­ine your watch, ascer­tain its val­ue, give you a free appraisal, and make you a fair offer. The offer and appraisal are free, and you are under no oblig­a­tion at any time to accept the offer. You can pawn, sell, buy, and trade all sorts of valu­ables at Howard’s. From fine jew­el­ry and gold to guns to tools, coins, gold, musi­cal instru­ments, and more.

    How long does it take to pawn a Rolex in Macon?

    It only takes about 10 min­utes. You will need to bring valid iden­ti­fi­ca­tion with you. Howard’s Pawn & Jew­el­ry pays imme­di­ate cash the same day as your pawn. Your Rolex or oth­er pawned items will be kept safe­ly for thir­ty days, or until you have repaid the loan amount, whichev­er comes first. Macon can find not only pawn watch­es at Howard’s but also shop for exquis­ite watch­es from top watch­mak­ers at below retail prices.  at Howard’s Pawn & Jew­el­ry. Learn how to find the per­fect watch with our watch buy­ing tips in our press release enti­tled, Macon, GA Pawn­bro­ker Reveals 5 Impor­tant Fac­tors To Con­sid­er When Pur­chas­ing A Watch.

    © Howards Pawn and Jewerly, Inc. | All Rights Reserved

    ×
    Your Cart
    Cart is empty.
    Fill your cart with amazing items
    Shop Now
    $0.00
    Shipping & taxes may be re-calculated at checkout
    $0.00
    Checkout
    $0.00
    View Cart
    Keep Shopping